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Asset Protection

Our lives tend to be more complicated than the “average” person. Until the world comes to terms with reality and adapts the legal structure for LGBT relationships, we need to proactively protect ourselves, our future and our wealth.

The most important objective of today’s investors is to make sure that their portfolios work hard for them at all times and through all conditions. This is made possible by sophisticated strategies and by taking advantage of fast moving markets. But very often investors overlook an unknown or unforeseen event that may have a damaging or negative effect on all of the hard work and results achieved along the way.

Keeping hold of the wealth we’ve created is just as important as creating it in the first place – in fact many would argue even more so! It is for this reason that serious consideration needs to be given to the most appropriate holding structure of every portfolio from the outset.

Investment portfolios can be put under a discretionary trust. This trust is legally owned by the ‘trustees’, who you appoint and give direction to. With you as ‘settlor’, and whoever you want to have the assets as the ultimate ‘beneficiary’, this structure will guarantee that the assets are passed to the rightful ‘beneficiary’ and avoid the many potential problems that always arise as a result of insufficient planning. The ‘trust’ can also make sure that your assets are kept away from governments, lawyers, ex-partners and even husbands, wives or other spouses while you’re still alive. In summary the ‘discretionary trust’ allows a good measure of asset control and protection.

Basic examples of this are: assets being held in ‘trust’ for a younger partner until they reach a certain age that you would specifically identify. You might want to establish a trust so that your partner could enjoy a certain lifestyle, but upon his or her death, the balance of the estate would pass on to a specified charity. Another example might be looking after a current partner or spouse as well as children from a previous relationship. An income would be paid to your partner, spouse or widow while holding unsavoury predators at bay.

In addition, and on a purely personal level, you can use your trust to reduce home-country tax liability by putting appreciating assets into the trust before they reach higher income tax or capital-gains tax bands.

‘Trustees’ come steeped in tradition and are from financial groups established hundreds of years ago. They very often look after and direct billions of pounds of client assets, and are likely to be around for generations after you and your heirs.

Confidentiality and Investor Protection are the two key areas closely aligned with the word ‘trust’. If you’re concerned about what can happen with what you’ve worked hard for over many years, you should probably give us a call today: 852-2970-4546.

Please note:

Discretion Wealth Management has partnered with bullionvault.com to give clients access to the world's largest gold and silver bullion market. You can now open an account and trade physical gold and silver in minutes.

This product is not authorised for distribution to residents of Hong Kong. Investors are advised to satisfy themselves that they are able to invest via this platform and to seek independent advice before adopting any investment strategies.

Do you wish to continue,


This product is not authorised for distribution for residents of Hong Kong. Investors are advised to satisfy themselves that they are able to invest via this platform and to seek independent advice before adopting any investment strategies.

Do you wish to continue,