Q  Case Studies

Regular Savings

Two Women Prepare to Marry Each Other

Melissa and Fanny (both in their 20s) have been living together for five years now. They realize that the relationship will in fact endure the test of time, and are looking to get married. Hoping that Hong Kong will soon allow same-sex marriage, they would like to eventually get married in the territory. They are also thinking that their marriage ceremony would provide the motivation required by Melissa’s extended family in the US to finally get them to come out to Hong Kong.

Both Melissa and Fanny are working in the communications industry, and neither of them are "rolling in money". They’ve decided that to hold the kind of ceremony their family and friends would expect for 150 people in Hong Kong will take quite a large sum of money. At the same time, they’ve decided they also want to buy a flat to live in that they can call their own.

By reaching out to their Discretion Wealth Management consultant, they realized that they’ll need to save aggressively over the next three years to meet their target. They learned that as adventurous investors, they’ll need to set aside at least HKD10,000 each month to see their dream wedding happen.

A year into their plan, they’ve realized that they’ll most likely have to get married in the US as they don’t like the prospects of waiting until the HK government becomes enlightened. But since they started, they’ve increased the monthly set aside because now they’re looking at purchasing a larger flat than they originally thought since a baby is on the way!

Please note:

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This product is not authorised for distribution to residents of Hong Kong. Investors are advised to satisfy themselves that they are able to invest via this platform and to seek independent advice before adopting any investment strategies.

Do you wish to continue,


This product is not authorised for distribution for residents of Hong Kong. Investors are advised to satisfy themselves that they are able to invest via this platform and to seek independent advice before adopting any investment strategies.

Do you wish to continue,